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Coverage ending this month? Five things to do this week

A short checklist for the week your coverage is ending, so you can move fast and avoid a gap.

If your health insurance ends this month, the next few days matter. This checklist keeps you moving.

  1. Confirm your last day of coverage. Ask your employer or insurer for the exact date in writing.
  2. Make your list. Your doctors, the medicines you take and their doses, and anything planned: surgery, therapy, a pregnancy.
  3. Estimate this year's household income. An estimate is fine; it shapes which plans and costs are available to you.
  4. Check your window. Losing coverage usually opens a 60-day Special Enrollment Period. Don't let it run out.
  5. Talk with a licensed agent and apply. A plan can start the first day of the month after job-based coverage ends.

Already past your last day?

You may still be inside your 60 days. Move now: the sooner you apply, the sooner a new plan can start.

Sources: HealthCare.gov: Special Enrollment Period ยท if you lose job-based coverage

Want someone to check this for you?A licensed agent can go through your doctors, prescriptions and total yearly cost with you.Speak to an agent now

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